I put my refunds towards property taxes, home insurance, auto insurance and aircraft insurance. The refunds allow me to pay all those bills in full on time. It?s a great feeling to be able to do that. Fortunately, I am lucky enough to have enough during the year to buy what I want, and I just shot my first CZ just today. A CZ 527 Carbine in 7.62x39. An accurate little rifle and a blast to shoot.